What is Covered - STANDARD CARS WARRANTIES

Standard Warranty Summary of Cover

The following is a summary of cover relating to this warranty. A copy of the full terms is available on request.

This insurance is underwritten by UK Underwriting Limited on behalf of AXA Insurance UK plc, Registered office:

5 Old Broad Street
London
EC2N 1AD

Registered in England No. 78950

Applicable to vehicles up to a maximum of 10 years old having covered less than 100,000 miles at the date of inception.

All mechanical and electrical parts are covered against mechanical breakdown on the vehicle together with:

• Turbo/Supercharge (Factory fitted)
• Catalytic Converter
• Air Conditioning (Factory fitted)
• In Car Entertainment (Up to a maximum of £100)


• Timing belts:
  Provided there is proof that the manufacturer's replacement recommendations have been complied with and they are free from oil contamination.


• Casings
  Cylinder block, gearbox, and axle if they have been damaged by a mechanical breakdown of one of the parts insured.

The above parts are covered providing the conditions of this plan are complied with.

1. All bodywork, handles and hinges, interior/exterior trim, brightwork, paint, glass (including front & rear heated screens & elements), weatherstrips, rubber seals, sheet metal, sun roof panels, seats, carpets, seat belts, wiper arms/blades, wheels and tyres, wheel alignment/balancing, adjustments.
2. Service parts and other parts subject to routine maintenance or periodic repair including but not limited to plugs, points, condensor, distributor cap, rotor arm, HT leads, filters.
3. Any item or accessory not in the manufacturer's original specifications.

Unless working materials and supplies such as oils, filters and anti-freeze are required as a direct result of the failure of a covered part.

Where the condition is due to wear and tear or the clutch is burnt out.

Brake discs, brake pads, brake linings/shoes.

The clearing of fuel lines, filters, carburettors and pumps/nozzles.

Bulbs, lamps/lenses, batteries, fuses, wiring harness, wiring terminals and remaking of disturbed electrical connections, car telephones.

Air conditioning recharging, water ingress, exhaust system, auxiliary drive belts, brackets, mountings, tappings, supports, fixings and fastening devices, fuel tank, corrosion, rubber hoses, pipes and unions, all core plugs, air bags, decarbonisation, and failures caused by the build-up of carbon deposits (including burnt valves).

In the event of a claim being accepted by us, you may, if applicable, claim the following benefits, the maximum we will pay shall not exceed the claim limit detailed on your schedule and provided that prior authorisation is given by the administrator.

In respect of car hire, up to £40 per day (including VAT) for a maximum of 7 days. Car hire is only available when the manufacturer's recommended repair time exceeds 8 hours. The period of hire does not include delays awaiting start of repairs or delivery of parts.

Towing charges up to an amount of £50 per occurrence (inclusive of VAT).

Cover is extended whilst the vehicle is in any country of the EU or EFTA for a period of not more than 60 days in any 12 month period, the amount we will pay is restricted to the equivalent United Kingdom rate for labour charges and parts at manufacturer's list prices which are current at the date of the claim.

The insurer is UK Underwriting Limited on behalf of AXA Insurance UK plc, registered number 78950, a private company limited by shares and incorporated in England whose head and registered offices are 5 Old Broad Street, London, EC2N 1AD. The insurer is authorised and regulated by the Financial Services Authority.

The administrator is Ybrain Cyf Limited, T/A Warranty Works, whose registered office is Pant Y Llyn, Llandrillo, LL21 0TE. Company Number 4108506 . The administrator is authorised and regulated by the Financial Services Authority FRN313320.

You may cancel this cover within 14 days of receiving your Policy Book and schedule with a full refund by writing to the administrator at the address above. If you cancel after such period no refund will be due.

If you consider you have a claim, DO NOT proceed with repairs until the claim is authorised by the administrator. Your repairer must telephone the administrator on 0800 0430917 and obtain a claim authority number prior to any work being carried out. We reserve the right to subject the vehicle to an independent assessment.

If you have any enquiry or complaint about your policy, you should in the first instance contact your supplying dealer or Warranty Works.
If you are not satisfied in the way a complaint has been dealt with you may write to the Head of Claims, UK Underwriting Ltd, 2 Gibraltar House, Bowcliffe Road, Leeds, LS10 1HB. Independent advice may be gained from the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR, Telephone 0845 080 1800. None of the above affects your statutory rights.

Unless specifically agreed to the contrary prior to policy inception, this policy shall be subject to English Law. The EEA State for the purposes of the policy is the United Kingdom.

Cover is available for up to 36 months and will be detailed on your schedule.

You may be entitled to compensation under the Financial Services Compensation Scheme in the event that we are unable to meet our liabilities in full.

This Policy is written in English and all communication entered into shall be in English.

The customer named on the registration form has purchased a vehicle and believes this warranty would be beneficial to them. The customer has been advised of the details of cover on the summary of cover, including the main benefits, main exclusions and limitations of the cover, and is not aware of any other insurance policy that they currently have that makes this cover unsuitable. The customer is aware of their obligation to provide all material information and has made a reasoned decision on the basis of the information provided in the summary of cover, and also has a period of 14 days after the of policy documentation to cancel the contract if they wish to re-consider their decision.

Warranty Works, an operating division of Ybrain Cyf, can only offer a product from a single provider, UK Underwriting Limited on behalf of AXA Insurance plc. We act as an agent of the insurer in respect of the sale of this product. Ybrain Cyf is authorised and regulated by the Financial Services Authority, with a FSA registered number of 313320 which can be checked by contacting the FSA via the website of www.fsa.gov.uk/register or by phoning 0845 606 1234. Our company registered address is Pant y Llyn, Llandrillo, Corwen, Clwyd, LL21 0TE.
If you need to register a complaint please contact Warranty Works in writing at the address above or telephone 0800 0430917. If you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service. We are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we cannot meet our obligations.

underwrites these warranties & commercial vehicle warranties.

are registered at the Financial Services Authority (FSA)