Shopping around to get the best retail warranty deal?

If your car is under 10 years old and has less than 100,000 miles on the clock we can offer you a Platinum Warranty (All Mechanical & All Electrical cover).

We believe we are unique in offering this type of warranty for cars with over 25,000 miles as other warranty companies may restrict their top of the range policies to vehicles under 2 years old and with less than 25,000 miles on the clock.

So if you talk to other warranty companies ask them:

• Is it an All Mechanical and All Electrical policy?
• Does it cover :-

Clutches: - All the retail policies cover the following clutch components. The driven plate, pressure plate, release bearing & clutch fork, Additionally, the Premier & Platinum warranties cover the clutch cable and the hydraulics. Some companies cover only the Clutch pedal itself.

In Car Entertainment: The Platinum policy covers these components (maximum £100 per claim).

No Mileage Limitations: None of the policies have mileage limitations, nor does the level of cover decrease as the mileage increases.

£25 Excess: Our excess is fixed and does not vary with the size of the repair.

Catalytic Converter: Platinum policies cover catalytic converters.

Cam Belts: All of the polices cover cam belt failure, so long as there is proof that the manufacturers replacement recommendations have been complied with, and they are free from oil contamination.

Turbos: All the policies cover turbocharger and Superchargers against failure, and this includes the wastegate if it is an integral part of the turbo unit and cannot be purchased separately.

Air Conditioning: The level of air conditioning cover varies with the type of policy and it is worth noting that all the policies we sell to the public cover air conditioning & climate control components.

Direct Settlement with the garage: : The claims department will settle your repair costs directly with the garage. There is no requirement to use a specific garage; although the administrator's suggest you return to your supplying dealer or a VAT registered garage, they won't make any charge if you elect to use a garage outside the scheme.

Vehicle Hire Covered: The insurers will pay up to £50 per day (Inc VAT) for a maximum of 7 days. Vehicle hire is only available when the manufacturer’s recommended repair time exceeds 8 hours. The period of hire does not include delays while waiting for the start of the repair or delivery of parts.

14 Day Money back Period: : If no claim has been submitted you can cancel the policy and receive a refund the premium paid with no charges deducted. The insurer reserves the right to deduct administration costs from any refund in the event of a claim made during this period.

Consequential Losses: If a minor but insured part fails, and the consequence of that failure is that other parts are damaged, the policy covers the repair costs of all the damage caused by the failure of the insured part.

No Waiting Period: There is no waiting period before we put your vehicle on cover, unlike some policies the policy can start immediately.
When you buy your policy you will be asked when you would like your policy to start and that can be any time from today onwards.

Continental Cover: Cover is extended for up to 60 days in any 12 month period while the vehicle is in any country of the EU or EFTA. The most we will pay is restricted to the equivalent UK rate for labour charges, and for parts at the manufacturer’s list prices, which are current at the date of the claim.

ADDITIONAL INFORMATION:

Who are we: Ybrain Cyf (Ltd), T/A Warranty Works, Warranty House, Pant Y Llyn, Llandrillo, Denbighshire, LL21 0TE.

Who provides the cover: UK Underwriting Limited on behalf of AXA Insurance UK plc.

FSA Regulated: Warranty Works, UK Underwriting Limited and AXA Insurance UK plc are all regulated by the Financial Services Authority (FSA). This can be checked on the FSA’s website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

Servicing Requirements: A condition of the cover is that the vehicle must be regularly serviced according to the manufacturer’s recommendations or 6 months or 6,000 miles from purchase. There are some conditions and you should read the Policy terms for further details. Failure to service the vehicle in accordance with this requirement will end the insurance cover.

Professional Claims Handlers: There is a dedicated claims department that is staffed by qualified and experienced claims handlers who understand your policy and who will deal with claims in a swift and professional manner.

No Automatic Contributions: Some warranty companies charge you a contribution if your car has covered more than 60,000 miles, sometimes paying as little as 50% of the repair costs. WE DON’T WORK THIS WAY, the administrators will only ask for a contribution if it improves your vehicle (betterment or enrichment) or the claims department believe it is fair (e.g. if an oil leak has contaminated a 50% worn clutch plate, they might ask you to contribute towards the cost of the part but not towards the labour, VAT or other charges).

APPROPRIATE CLAIM LIMITS:

Each warranty has a claim limit and by choosing the right claim limit for your vehicle, you can keep your costs down.

During the term of the policy you can make claims up to the value of your car, but each claim is limited to the claim limit you choose when you buy the policy and it includes labour, parts, VAT, recovery, accommodation and car hire.

Normally most repairs to smaller and mid range vehicles can be carried out for under £1000, and only the replacement of a major component such as the engine or gearbox would cost in excess of £1000. So for these cars the 12-month £1000 platinum warranty could be an excellent and very economical buy.

For larger or more expensive models many repairs can cost in excess of £1000 and for these vehicles a warranty with a £2500 individual claim limit could be a better buy.

For these cars the 36-month £2500 policy offers very good value, as we offer the third year free on this policy.

Full warranty cover details can be seen on the quotation page by scrolling down or clicking from the warranty link.

TRADE BUYERS: : Should register and choose the trade option.

Please remember that as a motor trader if you sell a warranty to your customers then you are liable for 17.5% IPT tax on the retail price, and if you contact us and advise the retail price we will issue an amended warranty invoice for you to pay or ring 0800 043 0917 and we will do it for you.

AFFILIATES: We have a generous affiliate package please register and choose the affiliate option or ring 0800 043 0917 and we will set it up for you.